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Two-thirds of New Hampshire’s residents own their own homes. But for people with developmental disabilities, families with a child with a developmentally disabled child, and people with other special challenges like homelessness, their chances of achieving this “American Dream” are far lower. Without permanent housing, they are at greater risk of long-term instability and poverty.
The Home of Your Own Program (HOYO) was created to help
individuals with developmental disabilities, families with
a child with developmental disabilities and people with special
challenges buy homes. HOYO provides a blend of homeownership
counseling and financial support to potential homeowners and
may provide grant monies for home purchase, repairs or modifications,
working with local area agencies or other social service support
systems.
Mortgage financing and grants come from the New
Hampshire Housing Finance Authority, U.S. Department
of Agriculture—Rural Development, local banks, the Federal
Home Loan Bank of Boston, the New
Hampshire Department of Health and Human Services,
Bureau of Developmental Services, or The Loan Fund.
Since 1996, HOYO has helped more than 50 families and
individuals buy their own homes. HOYO uses flexible
lending criteria, a hands-on counseling approach and a can-do
attitude to ensure that people with developmental disabilities
or other special challenges can experience the thrill and
responsibility of home ownership.
“I love my home—just knowing I have a home and if I have a bad day, no one’s going to say, ‘Get out of here.’”
--Dawn Hughes, HOYO homeowner in Tilton, NH
(click here to read more about Dawn and her success with HOYO)
For more information, contact Barbara
Howard,
HOYO Specialist, at 603-224-6669, ext. 222, bhoward@nhclf.org,
or Sharon Drake, Director, HOYO, at 603-224-6669,
ext. 217, sdrake@nhclf.org.
HOYO Links
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